If you have invested in mutual funds from different sources—sometimes through SIPs, sometimes in tax-saving schemes, or by putting in a lump sum amount—then over time, it can become confusing to track where all your money is invested
and how much return you are getting. In such cases, your PAN number can be very helpful.
Why is your PAN number your biggest asset?
Your PAN number isn’t just for filing taxes—it also connects all your mutual fund investments to you.
No matter how much you’ve invested or in which fund, everything gets linked to your PAN.
This makes it easier to track investments spread across different folios. With your PAN, you can access details of every fund in one place, and reporting capital gains or tax returns also becomes simpler.
CAS Report: One-stop summary of all investments
Thanks to SEBI guidelines and digital tools, you no longer need to log in to each mutual fund’s website.
Using just your PAN, you can now access your Consolidated Account Statement (CAS). This report includes all mutual fund folios under your name.
It shows when and where you invested, the number of units you own, current value, whether any SIP is active, and your total returns.
How to check your CAS report?
Follow these steps to view your CAS report:
Visit websites like MF Central, CAMS Online, KFintech, NSDL, or CDSL.
Click on the ‘Request CAS’ or ‘View Portfolio’ option.
Enter your PAN number, registered email or mobile number, and date of birth (if asked).
You’ll receive an OTP. Enter it to access your report.
Choose if you want the report just once or every month, and if you want to receive it by email or view it on the screen.
What if you don’t see some investments?
Sometimes, a few investments might not show up in your CAS report. But don’t worry—it doesn’t mean your money is gone.
It could be because the folio is linked to a different PAN (like a joint holder’s) or your KYC is incomplete.
To fix this, update the KYC linked to your folio. You can do this easily through Aadhaar-based eKYC on platforms like CAMS or KFintech.
MITRA: New tool to trace forgotten investments
In March 2024, SEBI introduced a new tool called MITRA (Mutual fund Investment Tracing and Reclaim Application).
If you think you invested in a mutual fund long ago and forgot about it, visit MITRA, enter your PAN and date of birth, and track your old investments.
This tool is especially useful for people who inherited mutual funds or made offline investments before 2010, where email or mobile numbers weren’t registered.
