The mutual fund industry is continuously growing in size, and its popularity among investors is also increasing rapidly. More people are now choosing mutual funds as a preferred investment option due to better awareness, easy access,
and long-term wealth creation potential. Seeing this strong momentum, asset management companies (AMCs) are ready to launch several new schemes at the beginning of the new year.
In January 2026, major AMCs such as Kotak, Groww, JioBlackRock, Mahindra Manulife, Bandhan, SAMCO, and Edelweiss Mutual Fund will together introduce 12 New Fund Offers (NFOs).
These NFOs cover a wide range of categories including equity, debt, hybrid, and commodity funds. This makes January an important month for investors, as there will be many new investment options available with different themes, strategies, and risk levels.
If you are planning to start your mutual fund investment journey or want to diversify your existing portfolio, these new funds may offer good opportunities.
Each fund is designed to meet different financial goals, risk appetites, and investment horizons. Below is a detailed look at all the NFOs launching this month.
Equity and Hybrid Fund NFOs in January 2026
Kotak Dividend Yield Fund
Fund Name: Kotak Dividend Yield Fund
Fund Type: Open-ended equity thematic dividend yield fund
NFO Open Date: January 5, 2026
NFO Close Date: January 19, 2026
Minimum Investment: ₹100
Exit Load: 1% if more than 10% of units are redeemed within 1 year
Benchmark: Nifty 500 TRI
Risk Level: Very High Risk
Fund Managers: Abhishek Bisen and Shibani Sircar Kurien
This fund will focus on dividend-paying companies and aims to provide long-term capital appreciation along with regular income potential.
Sundaram Income Plus Arbitrage Active FoF
Fund Name: Sundaram Income Plus Arbitrage Active Fund of Funds
Fund Type: Open-ended hybrid fund
NFO Open Date: January 5, 2026
NFO Close Date: January 8, 2026
Minimum Investment: ₹5,000
Exit Load: Nil
Benchmark: NIFTY SD Debt Index A-II (60%) and NIFTY 50 Arbitrage TRI (40%)
Risk Level: Moderate Risk
Fund Managers: Kumaresh Ramakrishnan, Sandeep Agarwal, and Bharat S
This fund combines debt and arbitrage strategies to provide relatively stable returns with lower volatility.
Bank of India Banking & Financial Services Fund
Fund Type: Open-ended equity sectoral fund
NFO Open Date: January 8, 2026
NFO Close Date: January 22, 2026
Minimum Investment: ₹5,000
Exit Load: 1% if redeemed before 60 days
Benchmark: NIFTY Financial Services TRI
Risk Level: Very High Risk
Fund Manager: Nilesh Jethani
This fund focuses on banking and financial service companies and is suitable for investors with high risk tolerance.
Groww Small Cap Fund
Fund Type: Open-ended equity small-cap fund
NFO Open Date: January 8, 2026
NFO Close Date: January 22, 2026
Minimum Investment: ₹500
Exit Load: 1% if redeemed before 1 year
Benchmark: Nifty Smallcap 250 TRI
Risk Level: Very High Risk
Fund Manager: Anupam Tiwari
The fund aims to invest in small-cap companies with high growth potential over the long term.
JioBlackRock Launches Three New Funds
JioBlackRock Mutual Fund is launching three new schemes, including two debt funds and one equity fund. These funds are suitable for both lump-sum and SIP investors, with a minimum investment of ₹500.
JioBlackRock Low Duration Fund
Fund Type: Open-ended debt fund
NFO Period: January 8–13, 2026
Exit Load: Nil
Benchmark: NIFTY Low Duration Debt Index A-I
Risk Level: Low to Moderate
Fund Managers: Arun Ramachandran, Siddharth Deb, and Vikrant Mehta
JioBlackRock Short Duration Fund
Fund Type: Open-ended debt fund
NFO Period: January 8–13, 2026
Exit Load: Nil
Benchmark: NIFTY SD Debt Index A-II
Risk Level: Moderate
Fund Managers: Arun Ramachandran, Siddharth Deb, and Vikrant Mehta
JioBlackRock Sector Rotation Fund
Fund Type: Open-ended equity fund
NFO Open Date: January 27, 2026
NFO Close Date: February 9, 2026
Benchmark: Nifty 500 TRI
Risk Level: Very High
Fund Managers: Sahil Choudhary and Tanvi Kacheria
This fund will invest across sectors based on market cycles and opportunities.
Commodity and Thematic Fund Opportunities
Mahindra Manulife Innovation Opportunities Fund
Fund Type: Open-ended equity thematic fund
NFO Period: January 9–23, 2026
Minimum Investment: ₹1,000
Exit Load: 0.5% if redeemed before 3 months
Benchmark: Nifty 500 TRI
Risk Level: Very High
Fund Managers: Renjith Sivaram Radhakrishnan and Kirti Dalvi
This fund targets companies driven by innovation and emerging technologies.
Bandhan Gold ETF FoF and Silver ETF FoF
Experts believe that gold and silver prices may continue to rise in 2026 after strong returns in recent years. To benefit from this trend, Bandhan Mutual Fund is launching two commodity-based funds.
Bandhan Gold ETF Fund of Funds
NFO Period: January 12–20, 2026
Benchmark: Domestic Gold Price
Risk Level: High Risk
Fund Manager: Abhishek Jain
Bandhan Silver ETF Fund of Funds
NFO Period: January 12–20, 2026
Benchmark: Domestic Silver Price
Risk Level: High Risk
Fund Manager: Abhishek Jain
Both funds have a minimum investment of ₹1,000 and an exit load of 0.25% if redeemed within 15 days.
Midcap and Sectoral Fund Launches
SAMCO Midcap Fund
Fund Type: Open-ended equity midcap fund
NFO Period: January 21–February 4, 2026
Minimum Investment: ₹5,000
Exit Load: 1% if more than 10% units are redeemed within 12 months
Benchmark: Nifty Midcap 150 TRI
Risk Level: Very High
Fund Managers: Dhaval Ghanshyam Dhanani, Komal Grover, Nirali Bhansali, and Umeshkumar Mehta
Edelweiss Financial Services Fund
Fund Type: Open-ended equity sectoral fund
NFO Period: January 27–February 10, 2026
Minimum Investment: ₹100
Exit Load: 1% if redeemed before 90 days
Benchmark: NIFTY Financial Services TRI
Risk Level: Very High
Fund Managers: Ashwani Kumar Agarwala and Trideep Bhattacharya
