A new case of credit card fraud has come to light, highlighting the rising number of cyber scams.
The Cyber Unit of UT Police has filed a complaint against an unknown fraudster for scamming Rajesh Kumar, a resident of Sector 31, out of ₹8.69 lakh. The fraud took place on December 23, 2024.
Scam Through Fake ID Verification
Rajesh Kumar received a call from a person claiming to be an employee of Punjab National Bank (PNB). The caller asked Rajesh to show his American Express and Axis Bank credit cards on a WhatsApp video call for ID verification.
Unauthorized Transactions Began Immediately
Shortly after displaying his credit cards, Rajesh received a link to an application form on his phone. The moment he clicked on it, money started being deducted from his credit cards.
A total of ₹8,69,400 was debited from his American Express card in six transactions, while ₹60,000 was withdrawn from his Axis Bank card. He quickly reported the fraud, and his cards were deactivated immediately.
How to Protect Yourself from Such Scams
Never share sensitive card details – Avoid giving your card number, IFSC code, or OTP to anyone. Banks never ask for such information.
Be cautious with links – Do not click on links received via WhatsApp, SMS, or email unless verified. Always use the official bank website for any transactions.
Enable extra security measures – Activate transaction alerts and two-factor authentication for added protection.
Avoid showing cards on video calls – Do not share QR codes or card details during video calls.
Use virtual credit cards – This makes online shopping safer by protecting your actual card details.
